Equine Vehicle
insurance

At the scene of the accident, you should:

1. Exchange names, addresses and insurance details with all of the parties involved;
2. Obtain the names and addresses of any independent witnesses; and
3. Do not admit liability.

In addition, please note the following guidelines:

• A claim form should be completed for all claimswhich will be provided to you upon reporting the incident to Lycetts.
• Upon receipt of the estimate for repair, insurers may wish to arrange for an inspection of the vehicle.
• If you need to hire alternative transport, this must be agreed first with Lycetts and costs should be kept to a minimum.
• Once repairs have been agreed and completed you will still have to pay the policy excess to the garage.
• If you are VAT registered, you will have to pay VAT to the garage and then reclaim it in the usual way.
• If someone claims against you, do not answer direct, send all correspondence to Lycetts without delay.

If you or your driver is to be prosecuted for an offence following an accident, send a copy of the summons to Lycetts (in most circumstances your insurance company will be prepared to defend the action on your behalf and pay costs incurred with their consent).

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