Build in confidence

Lycetts, covering you through contract works and renovations.

Renovations, extensions and home improvements have risen exponentially in recent years, largely as a response to a challenging housing market, and an increase in the need for more flexible home working. With this, we've seen a growing trend in homeowners caught out by misinformation and confusion around where renovation responsibilities lie in terms of insurance, or lack thereof.

The majority of standard household insurance policies heavily restrict, or automatically exclude cover during building works. The risk of property damage, liability claims and a host of other issues significantly spike during any major renovation or construction work. Furthermore, being underinsured during works can find you in breach of the terms of your mortgage.

Simply relying on your builder's insurance policy to bridge the gap, is very unlikely to be enough. As a specialist insurer with over 60 years' experience, we can advise on what's required of you, and arrange specialist contract works policies designed to cover the existing structure, the building work, and your liabilities to the public - so you can build in confidence.