Rider
Protect

Personal Accident Cover for Professional and Amateur riders.

Whether competing at international level or having fun at a local riding club there is always an element of risk involved. Our Rider Protect personal accident cover can  provide income support in the event of temporary disability ensuring the welfare of the horses does not  suffer, competition fitness of the horses can be maintained and yard duties can be dealt with, enabling the rider the optimum chance for a full and fast recovery.

Usually, the purchase of personal accident insurance is contingent upon the applicant proving income by providing a pay slip or a copy of their P60.

However, we appreciate that many equine practitioners do not pay themselves a wage, they live off their activity so we have set the limits, benefits and premiums based upon the keep cost of the average competition horse.  If the individual applicant receives an additional income from sponsorship endorsements or other provable sources, the limit can be extended beyond £100,000 through a separate submission.

You can access the cost of this coverage and obtain a quote in two ways, on-line or by calling one of the Lycetts brokers whose details you will find at bottom of the page.

First of all, please read the Explanation of Coverage detail below which will explain your options.  Once you have worked out where you fit, please click on the link that will take you to the request form.

Explanation of Coverage:

The indemnity available and premium charged is split into two categories as follows: