Farm & Estate Public and Product Liability insurance

Lycetts public and product liability insurance covers the legal liability that a business may have to non-employees for claims of negligence.

Public/product liability is essential cover for any business supplying goods and/or services. It provides financial protection for companies in the event of either injury or damage to property as a result of negligence arising out of work done or goods supplied in connection with your business.

 

The range of indemnity available usually extends to include data protection, environmental clean-up, manslaughter costs, property in your care, protection of livestock and safety legislation costs cover.

 

The policyholder will be responsible for the policy excess (first amount payable) for any property damage claim. This is usually £250 to £500, although higher excesses may apply.

 

Our standard limits of indemnity are £5,000,000 or £10,000,000, although higher limits are available on request.